Cheap Auto Insurance in Ohio for 2025 (Find Savings With These 10 Companies)
Finding cheap auto insurance in Ohio is easier when you compare providers like USAA, Geico, and American Family with beginning rates of $00/mo. USAA offers cheap rates for only $26 per month. While Geico offers affordable policies for Ohio drivers, American Family offers coverage options tailored to your needs.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
UPDATED: Mar 18, 2025
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6,435 reviewsCompany Facts
Min. Coverage in Ohio
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
19,116 reviewsCompany Facts
Min. Coverage in Ohio
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
2,245 reviewsCompany Facts
Min. Coverage in Ohio
A.M. Best Rating
Complaint Level
2,245 reviewsINTRO
INTRO
Our Top 10 Company Picks: Cheap Auto Insurance in Ohio
| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $16 | A++ | Military Focus | USAA |
 | #2 | $23 | A++ | Affordable Rates | Geico |
 | #3 | $24 | A | Strong Coverage | American Family |
 | #4 | $25 | A++ | Extensive Options | Travelers |
 | #5 | $27 | B | Nationwide Presence | State Farm |
 | #6 | $33 | A+ | Competitive Pricing | Progressive |
 | #7 | $37 | A+ | Customizable Policies | Farmers |
 | #8 | $41 | A | Discounts Available | Liberty Mutual |
 | #9 | $44 | A+ | Reliable Service | Nationwide |
 | #10 | $46 | A+ | Well-Established Brand | Allstate |
INTRO
- Tailored options for the best Aurora, CO auto insurance are available
- State Farm offers top coverage starting at about $47 monthly
- Get competitive rates from top providers focused on local service
#1– USAA: Top Overall Pick
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#2– Geico: Best for Affordable Rates
#3– American Family: Best for Strong Coverage
#4– Travelers: Best for Extensive Options
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#5– State Farm: Best for Nationwide Presence
#6– Progressive: Best for Competitive Pricing
#7– Farmers Insurance: Best for Customizable Policies
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#8– Liberty Manual: Best for Discounts Available
#9– Nationwide: Reliable Service
#10– Allstate: Best for Well-Established Brand
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Ohio Car Insurance Coverage and Rates
We want to start this guide by covering the basics. Understanding the kind of Ohio automobile insurance that is required and the reasons behind it is essential. It’s important to know what your hard-earned money is actually paying for and to consider whether you should have more car insurance than what is required.
Ohio Auto Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $46 | $120 |
| $24 | $62 |
| $37 | $96 |
| $23 | $59 |
| $41 | $106 |
| $44 | $114 |
| $33 | $85 |
| $27 | $70 |
| $25 | $63 |
| $16 | $41 |
This emphasizes the monthly auto insurance rates based on provider and coverage level, as well as the discounts offered by the leading providers in the region.
Auto Insurance Discounts From the Top Providers in Ohio
| Insurance Company | Available Discounts |
|---|---|
| Multi-Vehicle, Safe Driver, Good Student, Bundling, Early Signing, Vehicle Safety Features, Defensive Driver |
| Multi-Vehicle, Safe Driver, Good Student, Bundling, Paperless, Early Signing, Loyalty |
| Multi-Vehicle, Safe Driver, Good Student, Bundling, Early Signing, Homeowner, Vehicle Safety Features |
| Multi-Vehicle, Safe Driver, Good Student, Military, Anti-Theft, Defensive Driver, Bundling, Emergency Deployment |
| Multi-Vehicle, Safe Driver, Good Student, Bundling, Early Signing, Vehicle Safety Features, Accident Forgiveness |
| Multi-Vehicle, Safe Driver, Good Student, Bundling, Homeowner, Vehicle Safety Features, Defensive Driver |
| Multi-Vehicle, Safe Driver, Good Student, Bundling, Homeowner, Paperless, Paid-in-Full, Defensive Driver |
| Multi-Vehicle, Safe Driver, Good Student, Bundling, Defensive Driver, Vehicle Safety Features, Driver’s Education |
| Multi-Vehicle, Safe Driver, Homeowner, Bundling, Defensive Driver, Hybrid Vehicle, Early Signing |
| Multi-Vehicle, Defensive Driver, Safe Driver, Military, Vehicle Storage, Good Student |
Check out our available discounts to see more. Enter your zip code now.
Ohio Minimum Coverage
The state only requires a minimum amount of liability insurance. It’s essential to know the difference between no-fault and at-fault insurance to understand what minimum liability means. Since Ohio is an at-fault state, if you cause an accident, you are responsible for filing a claim with your insurance and covering any damages incurred by others.