Best Auto Insurance for Domino’s Pizza Delivery Drivers in 2026 (Top 10 Companies Ranked)

The best auto insurance for Domino’s Pizza delivery drivers includes Progressive, Geico, and State Farm, with rates starting at $163/month. Progressive is great because it offers low rates and friendly customer service.

State Farm and Geico also offer solid plans that drivers can adjust to fit their needs. These providers give coverage specifically designed for delivery drivers, ensuring both affordable and complete protection.

Our Top 10 Company Picks: Best Auto Insurance to Domino's Pizza Delivery Drivers

Pizza delivery drivers can get special extras like rideshare coverage, which bridges the gap between personal and work insurance to provide added peace of mind. Find the best auto insurance for pizza delivery drivers for more details.

Find the best auto insurance rates for pizza delivery drivers by entering your ZIP code into our comparison tool today.

#1 – Progressive: Top Pick Overall

Pros

• Great Bundling Options: Progressive makes it simple for Domino’s pizza delivery drivers to save money. By bundling their insurance policies, they can get a 10% discount and keep more cash in their pockets.
• Reliable Coverage: Progressive offers many types of coverage, like plans that protect Domino’s pizza delivery drivers if they cause damage or need full protection for their vehicle.
• Affordable Rates: Progressive car insurance rates start at $190/month for full coverage, making it easier for Domino’s pizza delivery drivers to handle their insurance costs.

Cons

• Increased Costs for Higher Limits: Full coverage for Domino’s pizza delivery drivers might cost more than some other insurance companies charge. Check this Progressive Auto Insurance Review to learn more.
• Limited Financial Strength Rating: With an A+ rating, it may not be the best option for Domino’s pizza delivery drivers prioritizing financial stability.

#2 – Geico: Best for Lowest Rates

Pros

• Affordable Rates: Geico provides affordable car insurance, helping Domino’s Pizza drivers save money. Find out more in this Geico Auto Insurance Review.
• Strong Bundling Discount: Domino’s pizza delivery drivers can save 25% on insurance when they bundle two or more policies together.
• Flexible Coverage Options: Geico lets Domino’s pizza delivery drivers pick coverage plans that fit their needs and budget. This way, they can choose what works best for them.

Cons

• Basic Service: Customer service for Domino’s pizza delivery drivers might feel less personalized than other companies.
• Limited Add-ons: Geico may offer fewer additional policy options for Domino’s pizza delivery drivers.

#3 – State Farm: Best for Students Savings

Pros

• Good Student Savings: State Farm offers student savings, making it ideal for younger Domino’s pizza delivery drivers. Look at this State Farm Auto Insurance Review for more details.
• Bundling Discounts: State Farm offers Domino’s pizza delivery drivers a 17% discount when they bundle multiple policies.
• Affordable Rates: They keep rates starting at $90/month for full coverage, helping Domino’s pizza delivery drivers get the coverage they need at a good cost.

Cons

• Limited Coverage: State Farm may offer fewer policy options than some other insurers, which could limit choices for Domino’s pizza delivery drivers.
• Lower A.M. Best Rating: With a B rating, the financial stability offer for Domino’s pizza delivery drivers is slightly lower compared to top-rated providers.

#4 – Allstate: Best for Customizable Policies

Pros

• Customizable Policies: Allstate offers customizable policies for Domino’s pizza delivery drivers, including coverage options such as liability, comprehensive, collision, and personal injury protection.
• Considerable Bundling Discount: They give a 25% discount for Domino’s pizza drivers when you combine policies.
• Competitive Full Coverage Rates: Allstate maintains reasonable full coverage rates at $105/month to keep insurance costs low for Domino’s pizza delivery drivers.

Cons

• Higher Minimum Rates: Starting rates for Domino’s pizza delivery drivers may be higher than some competitors’ offers. Read this Allstate Auto Insurance Review to learn more.
• Limited Telematics Savings: Telematic-based savings may not be as extensive for Domino’s pizza delivery drivers as those offered by other companies.

#5 – Nationwide: Best for Flexible Coverage

Pros

• Flexible Coverage: Nationwide offers choices that can be adjusted to meet the different needs of Domino’s pizza drivers as they deliver.
• Good Bundling Discounts: They offer a 20% discount for multiple bundling policies for Domino’s pizza delivery drivers. Check this Nationwide Auto Insurance Review for more info.
• Competitive Rates: Nationwide keeps the cost at $95/month for full coverage, which makes it a budget-friendly option for Domino’s pizza delivery drivers.

Cons

• Less Variety in Add-ons: Nationwide might not have as many extra coverage options for Domino’s pizza delivery drivers.
• Limited Availability: Nationwide’s policies may not be available in all states, which could restrict access for some Domino’s pizza delivery drivers.

#6 – USAA: Best for Military Support

Pros

• Military-Friendly: Offers excellent support for military members, ideal for Domino’s pizza delivery drivers with service backgrounds.
• Reliable Bundling Discount: They offer a 10% bundling discount for Domino’s pizza delivery drivers with multiple policies. For more details, check this USAA Auto Insurance Review.
• Low Rates: USAA rates for full coverage remain at $73/month, reducing overall insurance expenses for Domino’s pizza delivery delivery drivers.

Cons

• Limited Access: Their service is only for military members and their families, so it’s unavailable for Domino’s pizza delivery drivers who haven’t served the military.
• Fewer Customization Options: USAA may have fewer policy customization options for Domino’s pizza delivery drivers.

#7 – Erie: Best for High Satisfaction

Pros

• High Customer Satisfaction: Consistently ranks high in satisfaction among providers who offer Domino’s pizza delivery coverage. For more details, check this Erie Auto Insurance Review.
• Strong Bundling Discount: Erie offers a 25% discount when Domino’s pizza delivery drivers bundle multiple policies.
• Competitive Rates: Erie offers low-cost insurance starting at $80/month for full coverage, helping Domino’s pizza delivery drivers save on coverage.

Cons

• Higher Minimum Coverage: Domino’s pizza delivery drivers might pay a little more for minimum coverage compared to what some other companies offer.
• Limited Regional Availability: Services are mostly offered in certain areas, which is not a good option for Domino’s pizza delivery drivers.

#8 – Farmers: Best for Multiple Discounts

Pros

• Multiple Discounts: Farmers offer many discounts, like bundling and multi-vehicle, which help Domino’s pizza delivery drivers save even more money.
• Reliable Bundling Discount: They offer a 20% discount for Domino’s pizza delivery drivers bundled policies.
• Competitive Rates: Farmers keep rates starting at $98/month for full coverage, helping drivers save on insurance costs.

Cons

• Limited Customization: Some Domino’s pizza delivery drivers may find the policy options less flexible. For more information, check this Farmers Auto Insurance Review.
• Higher Rates for Young Drivers: Farmers may charge higher premiums for younger drivers, which could affect younger Domino’s pizza delivery drivers.

#9 – Liberty Mutual: Best for Telematics Savings

Pros

• Telematics Savings: Liberty Mutual offers substantial savings through telematics, reducing costs for safe drivers among Domino’s pizza delivery drivers.
• Large Bundling Discount: They offer a 25% discount for Domino’s pizza delivery drivers who bundle multiple policies.
• Competitive Full Coverage: Liberty Mutual maintains low rates starting at $105/month for full coverage, helping drivers save on insurance costs.

Cons

• Higher Minimum Rates: Starting rates can be higher for some Domino’s pizza delivery drivers than other insurers’ offers. For more details, check this Liberty Mutual Auto Insurance Review.
• Limited Coverage for Specific Needs: There might be a lack of specialized coverage options for Domino’s Pizza drivers’ unique delivery situations.

#10 – The Hartford: Best for AARP Benefits

Pros

• AARP Benefits: The Hartford provides benefits tailored for older drivers, which is perfect for Domino’s pizza delivery drivers in this age group.
• Small Bundling Discount: AARP offers a 5% discount for Domino’s pizza delivery drivers who bundle policies. For more details, check The Hartford Company Auto Insurance Review.
• Competitive Rates: AARP keeps rates at $112/month for full coverage, making insurance more affordable for Domino’s pizza delivery drivers.

Cons

• Limited Coverage Options: They might not offer Domino’s pizza delivery drivers as many customization choices as some other providers, which could limit how well it fits specific coverage needs.
• Limited Regional Coverage: Services are mainly available in specific regions that are unsuitable for some Domino’s pizza delivery drivers.

The Importance of Commercial Auto Insurance for Food Delivery Drivers

As a food delivery driver, you are in your car a lot, racking up more miles. More time also means more opportunities to get in an accident. If you are involved in an accident while delivering pizza, you will want to make sure you have commercial auto insurance to protect you, your vehicle, and those around you.

Domino's Pizza Delivery Drivers Auto Insurance Monthly Rates by Provider & Coverage Level

Commercial auto insurance is very important because personal auto insurance usually doesn’t cover accidents that happen while you’re delivering food. Without it, you might have to pay for damages, injuries, or even legal costs alone, which can be overwhelming.

Additionally, investing in commercial auto insurance ensures you meet legal requirements and gain peace of mind, knowing you’re covered for the unique risks of food delivery.

Domino Pizza’s Policy on Auto Insurance for Drivers

Domino’s Pizza offers its customers “Domino’s carry-out insurance.” In other words, does your pizza meet a set standard when you get it? The company’s drivers must provide their pizza delivery for their cars.  Before you start, Domino’s has requirements for what insurance its drivers must carry.

If you plan on driving professionally, even part-time, you need to ensure you and your vehicle have adequate coverage. They require its delivery drivers to have their own car insurance that meets state laws. Get more details on the different auto insurance coverage options.

It’s no joke how much money you can save when you bundle with the Personal Price Plan®. It is pretty funny though. pic.twitter.com/COhT4EGKg0

— State Farm (@StateFarm) December 10, 2024

Since regular insurance often doesn’t cover accidents during deliveries, drivers usually need extra coverage like commercial or delivery insurance. This insurance is a key part of Domino’s delivery policy, ensuring that drivers are protected in case of accidents or incidents while delivering pizza.

Additionally, with delivering pizza insurance, drivers can have peace of mind knowing they are supported on the road. However, Domino’s does not fully insure drivers, so it is the responsibility of the drivers to secure the necessary protection while on the job.

Coverage Requirements for Business Insurance Policies

Does Domino’s have insurance for drivers? Yes, Domino’s offers coverage for their delivery drivers through their insurance policy. As a delivery driver for Domino’s Pizza, the company requires that you carry at least the state minimum liability auto insurance coverage.

However, since you will be using your personal vehicle for work purposes, it is recommended to carry both commercial auto insurance and your personal insurance policy to ensure comprehensive coverage.

Whether you work in ride shares, food delivery, or something else, insurers are asking up front to provide the right kind of coverage. Be sure you speak with your insurance agent before you buy business insurance coverage to make sure you are meeting both state and insurance company standards.

Auto Insurance Discounts From the Top Providers for Domino's Pizza Delivery Drivers

Your personal auto insurance covers you while you’re driving to and from work or recreational activities. Your business insurance covers you while you’re making deliveries. Having both is critical, and many companies will offer bundling discounts to make it more affordable. Before you take any delivery job, you should always know exactly how much it will cost you.

The Difference Between Personal and Commercial Auto Insurance Policies

Any time you’re shopping for different types of insurance, you should know what you’re looking at. Here’s a table that details the differences between personal and commercial auto insurance.

Personal vs. Business Auto Insurance Uses

As you can see, when you are using your vehicle in a work-related capacity, you should make sure you are covered by a commercial auto insurance policy.

The Cost of Domino’s Delivery Driver Insurance

Since Domino’s doesn’t offer auto insurance, you need to get a commercial insurance quote on your own. This table lists the average rates based on vehicle type. Costs are based on factors like location, the service you offer, and average hours per week, depending on who’s quoting you.

Monthly Commercial Auto Insurance Rates by Vehicle & Coverage Type

Delivering an American cheese vs a Philly cheese steak pizza will keep your quote the same. Choosing more comprehensive coverage that would reduce your costs after an accident also increases rates compared to minimal coverage.

Review the best auto insurance for food delivery drivers for more information.

Additionally, most personal car insurance policies won’t cover you if you’re using your car for work, so having a separate commercial policy is really important. When you ask for a quote, insurance companies might also want to know about your driving record and see proof that you take good care of your car.

Case Studies: Real-Life Scenarios of Domino’s Pizza Delivery Drivers

Domino’s Pizza delivery drivers deal with specific challenges that need special insurance. These stories show how specialized types of auto insurance coverage have helped drivers stay safe and concentrate on their jobs.

Case Study #1: Accident Coverage

John, who drives for Domino’s, had a minor accident when he accidentally hit another car while delivering a pizza. His commercial auto insurance covered the repair and medical bills, so he could keep delivering without delays.

Case Study #2: Liability Protection

Sarah faced a lawsuit after an accident and someone claimed they were injured. Thankfully, her insurance covered the lawyer and any settlement, so her belongings stayed safe.

Case Study #3: Comprehensive Coverage for Property Damage

Mark had a bad accident that badly damaged his car. Thankfully, his full coverage insurance fixed it and gave him a rental car to keep delivering pizzas without any breaks.

These examples show how commercial auto insurance is essential for Domino’s Pizza delivery drivers. It helps keep them safe and worry-free while they’re working.

Ensuring the Best Auto Insurance for Domino’s Pizza Delivery Drivers

For Domino’s pizza delivery drivers, having the right auto insurance is crucial for protection and peace of mind. Tailored coverage ensures financial security during deliveries and commutes. Selecting providers who understand the specific needs of delivery drivers provides added support and confidence on the road. For more details, check this “Delivery.com Auto Insurance: Rates & Requirements” guide.

Additionally, does Domino’s insure their drivers is a common question among potential employees seeking clarity on their safety and coverage. Domino’s car insurance plays a crucial role in providing a secure working environment for delivery personnel, allowing them to focus on delivering orders without worrying about insurance concerns.

Selecting reliable insurance helps drivers manage both regular driving and the specific demands of delivery work. With the right coverage, Domino’s drivers can focus on delivering with confidence and safety. Start comparing total coverage auto insurance rates by entering your ZIP code here.