Pizza Ranch Auto Insurance: Rates & Requirements (2026)
Pizza Ranch auto insurance requirements are covered by state minimum liability laws. Food delivery auto insurance may be added to your personal policy. Pizza Ranch auto insurance for third-party liability may cover you in an accident. Learn more.
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Insurance and Finance Writer
Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability. Maria has expanded her scope of expertise to home, health, and life...
Maria Hanson
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Zach Fagiano
Updated January 2025
- Pizza Ranch auto insurance requirements are matched with the state minimum requirements.
- Food delivery auto insurance falls under commercial auto insurance in some instances.
- Pizza Ranch requires its drivers to be at least 18 years old
Pizza delivery drivers are some of the unsung heroes of late-night snacking and avoiding the terrible weather. But, driving in these conditions may put you at risk for an accident and affordable auto insurance for delivery drivers can be hard to find. Make sure you are covered with the right auto insurance.
Drivers at Pizza Ranch must have proof of insurance to be hired on the team. Auto insurance for delivery drivers is always required, though rarely offered by the company. This guide covers Pizza Ranch auto insurance requirements and more.
If you’re ready to compare options for auto insurance quotes for delivery drivers, use our comparison tool. Before you buy auto insurance, enter your ZIP code to find affordable auto insurance quotes now.
Does Pizza Ranch offer auto insurance for delivery drivers?
Pizza Ranch auto insurance requirements are strict. Pizza Ranch does not offer auto insurance for delivery drivers. However, you must provide proof of insurance upon hire.
To be a delivery driver for Pizza Ranch, you also need to have:
- proof you are at least 18 years old
- an eligible vehicle make and model
- a valid driver’s license
- a good driving history
- the ability to navigate with GPS or map
Read more:
- Round Table Pizza Auto Insurance: Rates & Requirements
- Pizza Hut Auto Insurance: Rates & Requirements
To get an idea of what you might pay when you buy auto insurance for Pizza Ranch, check out the table below.
Monthly Commercial Auto Insurance Rates by Vehicle & Coverage Type| Vehicle Type | Minimum Coverage | Full Coverage |
|---|---|---|
| Cab | $417 | $833 |
| Car | $50 | $200 |
| Cargo/Delivery Van | $275 | $517 |
| Limo | $333 | $500 |
| Semi | $667 | $1,042 |
Chain restaurants rarely offer food delivery auto insurance policies to drivers.
What happens if you get into an accident while working?
Though Pizza Ranch doesn’t clearly state online, it’s common for similar companies to cover the third party after an accident. This insurance will cover the company’s liability and any damage to the other person.
Your insurance will cover you.
If you have any other questions about getting into an accident while you are delivering pizzas, ask your manager for more information. Keep in mind that your food delivery auto insurance rates may increase. So, drive carefully.
Keep reading to learn more about what companies offer food delivery auto insurance policies.
What companies offer auto insurance to delivery drivers?
Before you look around for the right auto insurance provider for you, take inventory of your needs. The Insurance Information Institute reports that it is highly unlikely that your personal auto insurance policy will cover your delivery work.
Since food delivery is a common occupation, many auto insurance providers have created add ons.
Some of the big-name companies that offer auto insurance for delivery drivers include:
- Allstate
- Geico
- Progressive
- State Farm
- Esurance
Depending on your provider, some delivery services may be excluded or priced at higher premiums. You may be asked to expand your current policy or create a new account specifically for your work.
If you’re ready to buy auto insurance, use our tool to get you started. Enter your ZIP code to compare auto insurance companies in your area that offer auto insurance rates for delivery drivers.
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