American Family KnowYourDrive Program Review for 2026

American Family KnowYourDrive is now available in many states. With this usage-based insurance program, you can save up to 20 percent on your auto insurance premium. The program works by monitoring your driving behavior via the app and applying discounts based on safe driving. The American Family KnowYourDrive program is free to enroll in and your rates won't be raised due to any poor driving behavior.

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Can't-Miss Facts

  • American Family KnowYourDrive is a usage-based auto insurance policy that monitors your driving behavior
  • You can save anywhere from 2 to 20 percent off your premium based on safe driving behavior
  • Bad driving will not lead to an increase in your auto insurance rate

Expensive car insurance premiums got you down? More and more people these days are switching to usage-based auto insurance policies to save money. One such policy is the American Family KnowYourDrive Insurance Program.

Traditional auto insurance policies charge you based on factors such as age, gender, and location, but with a usage-based program such as American Family’s KnowYourDrive, you’re charged based on how safely you operate your vehicle.

Keep reading to learn how the American Family Insurance KnowYourDrive program works and how much you can expect to pay for it. Or check out our American Family auto insurance review for more information about the company.

Enter your ZIP code into our free comparison tool above to find affordable insurance in your area to compare with American Family KnowYourDrive discounts.

How does American Family KnowYourDrive work?

First, let’s get one thing straight. American Family auto insurance is not the same as American Family Care, which is a provider of urgent care facilities. American Family auto insurance is a major auto insurance provider based out of Madison, WI.

With the Know Your Drive app from American Family, the company has joined other major insurance providers in establishing a usage-based auto insurance policy for interested customers.

Enrollment in the program is free. After signing up, you just need to download the American Family Know Your Drive app. This app will track your driving behavior, including braking, speed, and other key actions. Additionally, you can benefit from American Family’s emergency roadside service and OnStar insurance through American Family for extra support on the road.

Based on your safe driving behaviors, a discount will be applied to your premium, helping you get cheaper auto insurance rates. We’ll go over how much you can save with this program in the next section.

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How much can I save with American Family KnowYourDrive?

You might be curious about whether the affordable American Family Know Your Drive insurance is genuinely beneficial. According to American Family Know Your Drive reviews, customers involved in the program can achieve substantial savings on their insurance premiums.

By signing up for the American Family Insurance driving app, you’ll receive an initial 10 percent discount. Additionally, based on your driving behavior tracked through the American Family Insurance Know Your Drive program, you could save between 2 to 20 percent more on your premium. Furthermore, American Family Insurance assures that your rates won’t increase due to your driving habits, even if you’re not the safest driver.

In addition to saving money, programs like KnowYourDrive also help prevent accidents. According to the Insurance Information Institute, crash rates fell as much as 80 percent in commercial fleets monitored via telematics.

Emergency Roadside Service is also included in the KnowYourDrive policy at no extra cost, and drivers of all ages qualify. There are no hidden fees or other financial commitments required. Sounds like a great deal, doesn’t it?

We hope this article has answered your questions. Now that you know how American Family KnowYourDrive works, enter your ZIP code into our free comparison tool below to find affordable insurance in your area.

Frequently Asked Questions

How does Know Your Drive work?

The Know Your Drive program, offered by American Family Insurance, is a usage-based insurance initiative that monitors your driving habits through an app. After enrolling in the program, you’ll need to download the Know Your Drive app, which tracks various driving behaviors such as speed, braking, and acceleration. Based on your driving performance, you can earn discounts on your insurance premium. The program aims to encourage safer driving and potentially reduce your auto insurance costs. Enrollment is free, and your rates won’t increase due to poor driving behavior.

Is Drive Safe & Save worth it?

Drive Safe & Save, offered by State Farm, is a telematics-based program that rewards safe driving practices. By utilizing a device or app to track your driving behaviors, such as speed and braking, you can qualify for discounts on your insurance premium. Many drivers find it advantageous, especially if they consistently practice safe driving, as it can lead to considerable savings. However, if your driving habits are aggressive or inconsistent, the savings may be less significant. Overall, the program is valuable for those dedicated to safe driving. For related services, American Family roadside service offers support for drivers, and Know Your Drive reviews provide additional insights into similar programs.

Is IntelliDrive worth it?

IntelliDrive, an initiative from Allstate, utilizes a mobile app to monitor your driving behavior and offer discounts based on your driving safety. By using the Allstate Drivewise app, which tracks metrics like speed, braking, and driving times, cautious drivers can potentially enjoy significant savings on their insurance premiums. The app provides feedback aimed at helping you improve your driving habits. Whether IntelliDrive is beneficial for you will depend on your driving style and the potential savings. For safe drivers, it often delivers excellent value, though individual benefits may vary. For insights into the effectiveness of IntelliDrive, you might also want to consider Allstate Drivewise app reviews. Automatic Know Your Drive programs may offer similar benefits by tracking and assessing driving behavior.

What is the rating of American Family Life Insurance?

The rating of American Family Life Insurance varies depending on the rating agency. American Family Life Insurance has received strong ratings from several agencies, reflecting its financial stability and reliability. For specific ratings, it’s best to check recent reports from agencies like AM Best, Moody’s, or Standard & Poor’s.

What does the Know Your Drive app do?

The Know Your Drive app, offered by American Family Insurance, monitors your driving behavior by tracking metrics such as speed, braking, and acceleration. It provides feedback on your driving habits and applies discounts to your insurance premium based on safe driving practices. The app aims to encourage safer driving and offer financial savings.

How does MyAmFam Drive work?

MyAmFam Drive is a telematics program from American Family Insurance. After enrolling and downloading the MyAmFam Drive app, it tracks your driving habits using your smartphone’s GPS. It monitors aspects such as speed, braking, and acceleration. Safe driving behaviors can earn you discounts on your insurance premium, and the app provides feedback to help improve your driving.

What is the app that scores your driving?

Several apps can score your driving, including the Know Your Drive app from American Family Insurance, the Drive Safe & Save app from State Farm, and IntelliDrive from Allstate. These apps use telematics to monitor your driving behavior and provide scores or feedback to potentially offer insurance discounts.

What is the number one life insurance company?

Determining the “number one” life insurance company can depend on various factors such as financial strength, customer satisfaction, and the type of coverage needed. Top life insurance companies often include names like Northwestern Mutual, New York Life, and Prudential. Rankings can vary by source, so it’s best to compare based on your specific needs.

Is American Life a good company?

American Life Insurance Company is generally considered reputable, but the quality of service and products can vary. It’s important to review customer feedback, financial ratings, and policy offerings to determine if it meets your individual needs and preferences.

What are the benefits of knowing how you drive?

Knowing how you drive through apps like Know Your Drive provides several benefits, including potential insurance discounts, improved driving habits, and increased safety. It allows you to receive feedback on your driving behavior, helping you to make adjustments that could lead to lower premiums and a safer driving experience.

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