Best Richmond, VA Auto Insurance in 2025 (Top 10 Companies Ranked)
Allstate, Geico, and Progressive offer the best Richmond, VA auto insurance at a $68/mo starting rate. Allstate leads for its inclusive coverage plans and 80% reliable claims rate. Geico is renowned for competitive pricing across different drivers. Progressive excels in its SR-22 offer to high-risk drivers.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Mar 12, 2025
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Frequently Asked Questions
What is the best auto insurance in Virginia?
Allstate offers the best auto insurance in Richmond, Virginia, because of its overall quality of policies and service, inclusive plans, and prompt claims payouts.
What car insurance coverage do I need in Virginia?
The state only requires liability and uninsured motorist coverage with minimum requirements of 25/50/20.
Which insurance company is best for car insurance?
The best insurance in Richmond, Virginia, is Allstate, which offers fast claims and inclusive plans; Geico, which offers affordable rates for all types of drivers’ profiles; and Progressive, which excels at providing coverage for high-risk drivers.
What are the top 3 auto insurance companies?
The top 3 auto insurance companies are Allstate, Geico, and Progressive.
Which insurance cover is best for a car?
The best coverage for a car is comprehensive and collision insurance, covering you, your vehicle, and another car that might be involved in the accident in case you cause it. But if that is too much for you, assess your needs and tailor them to your insurance plans. Your needs are the best standard in choosing the best coverage for you.
How much is car insurance in Virginia?
The car insurance rate in Virginia starts at $68 a month for minimum coverage.
Who is the most trusted insurance company?
The most trusted insurance company is Allstate, following its customer satisfaction rate and claims response speed.
Is Progressive Insurance good?
Yes. Progressive is a good company and is mainly renowned for including policies for high-risk drivers offering SR-22.
Which one is a good insurance company?
The good companies are listed here, starting with Allstate, Geico, Progressive, Nationwide, USAA, Farmers, Liberty Mutual, State Farm, Travelers, and Hartford.
Which policy is better for car insurance?
This depends on so many factors. The best policy is the policy that is best suited to your needs. Check with your insurance provider to learn about the types of auto insurance that are best for you.
What is the best but cheapest car insurance?
Geico is the best and cheapest in Richmond, VA, providing security and accessibility to drivers with tight budgets. Enter your ZIP code to get your online auto insurance quotes in Richmond now.