Best Auto Insurance for Jimmy John’s Delivery Drivers in 2026 (See the Top 10 Companies Here)
The best auto insurance for Jimmy John's delivery drivers features Progressive, Geico, and Travelers, with rates starting at $110/month and discounts up to 25%. Progressive provides flexible policies, Geico stands out for customer service, and Travelers offers comprehensive protection for delivery drivers.
Read more
Secured with SHA-256 Encryption
Find the Lowest Car Insurance Rates Today
Quote’s drivers have found rates as low as $42/month in the last few days!
Table of Contents
Table of Contents
Insurance and Finance Writer
Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...
Merriya Valleri
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Daniel Walker
Updated January 2025
19,116 reviewsCompany Facts
Full Coverage for Jimmy Johns Delivery Drivers
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
1,733 reviewsCompany Facts
Full Coverage for Jimmy Johns Delivery Drivers
A.M. Best Rating
Complaint Level
Pros & Cons
1,733 reviews
Progressive, Geico, and Travelers represent the best auto insurance for Jimmy John’s delivery drivers. Progressive ranks as the top choice due to its flexible coverage and exceptional value.
Geico excels in customer service with 24/7 support and a user-friendly app. In contrast, Travelers provides comprehensive protection tailored to delivery drivers, with specialized coverage options for unique high risk drivers.
Our Top 10 Company Picks: Best Auto Insurance for Jimmy John's Delivery Drivers
Company Rank Bundling Discount A.M. Best Best For Jump to Pros/Cons
#1 10% A+ Competitive Rates Progressive
#2 11% A++ Affordable Rates Geico
#3 12% A++ Bundling Discounts Travelers
#4 9% A+ Accident Forgiveness Nationwide
#5 8% A Discount Availability American Family
#6 8% A Family Plans Farmers
#7 11% A Multi-Policy Discounts Liberty Mutual
#8 10% A+ Financial Strength Amica
#9 12% A+ Safe-Driving Discounts Allstate
#10 9% B Teen Discounts State Farm
Each provider brings valuable benefits to the table, catering to different needs and preferences. This distinction is based on its combination of affordability, coverage options, and customer satisfaction.
Get fast and cheap auto insurance coverage today with our quote comparison tool above.
- Progressive is the top choice for auto insurance for Jimmy John’s drivers
- Comprehensive protection addresses the unique risks of delivery driving
- Delivery drivers need insurance tailored to their specific job requirements
#1 – Progressive: Top Overall Pick
Pros
- Tailored Coverage: Progressive’s “Name Your Price” feature allows Jimmy John’s delivery drivers to customize their auto insurance based on individual needs.
- Safe Driving Discounts: The Snapshot program rewards Jimmy John’s drivers with discounts for maintaining safe driving habits, lowering overall costs.
- Flexible Payment Options: In our Progressive auto insurance review, we discuss how adaptable payment plans accommodate the variable income of delivery drivers, making insurance more manageable.
Cons
- Complex Policy Options: The range of coverage can be overwhelming for new Jimmy John’s delivery drivers unfamiliar with insurance terms.
- Inconsistent Coverage Quality: Coverage offerings can differ by location, potentially impacting drivers in less-serviced areas.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
#2 – Geico: Best for Affordable Rates
Pros
- Budget-Friendly Rates: Competitive pricing from Geico makes it easier for Jimmy John’s drivers to find affordable auto insurance options.
- User-Friendly Mobile App: Discover our Geico auto insurance review, which highlights how the app simplifies policy management and claims, crucial for busy Jimmy John’s drivers on the go.
- Bundling Discounts: Geico offers savings for bundling multiple policies, allowing delivery drivers to maximize savings.
Cons
- Limited Customization: Geico may not provide the tailored coverage specific to the unique delivery scenarios faced by Jimmy John’s drivers.
- Inconsistent Customer Support: Customer service quality can vary, complicating the claims process for delivery drivers needing assistance.
#3 – Travelers: Best for Bundling Discounts
Pros
- Customizable Endorsements: According to our Travelers auto insurance review, the company lets Jimmy John’s drivers add roadside assistance and other options for their specific needs.
- Safe Driving Rewards: Discounts for clean driving records help responsible Jimmy John’s drivers save on insurance costs.
- Efficient Claims Processing: Known for quick service, Travelers addresses the urgent needs of delivery drivers when filing claims.
Cons
- Higher Premiums for Mileage: Increased rates for drivers covering extensive delivery routes can impact affordability for Jimmy John’s drivers.
- Limited Agent Network: Fewer agents may lead to less personalized service for Jimmy John’s drivers seeking tailored advice.
#4 – Nationwide: Best for Accident Forgiveness
Pros
- Flexible Plans: Nationwide offers tailored auto insurance plans for Jimmy John’s drivers, including loss-of-use options for delivery vehicles.
- Accident Forgiveness: This feature prevents premium hikes after the first accident, providing peace of mind for Jimmy John’s drivers.
- Multi-Vehicle Discounts: Explore our Nationwide auto insurance review to learn about the savings for insuring multiple vehicles that can benefit Jimmy John’s drivers with more than one car.
Cons
- Potentially Higher Rates: Premiums may increase for high-risk delivery scenarios, making it less affordable for some Jimmy John’s drivers.
- Limited Coverage Availability: Some options may not be available in all areas, which could restrict coverage for Jimmy John’s drivers.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
#5 – American Family: Best for Discount Availability
Pros
- Comprehensive Coverage Options: American Family provides coverage for both personal and delivery use, ideal for Jimmy John’s drivers.
- Bundling Discounts: View our American Family auto insurance review for details on the opportunity to bundle policies, helping Jimmy John’s drivers save money on their insurance needs.
- Enhanced Protection Plans: Additional coverage for personal items in delivery vehicles adds value for Jimmy John’s drivers.
Cons
- Higher Premiums: Costs can be steep for extensive coverage options, impacting affordability for Jimmy John’s drivers.
- Less Customization: Some specific delivery needs may not be fully addressed by American Family’s policies.
#6 – Farmers: Best for Family Plans
Pros
- Customizable Policies: See our Farmers auto insurance review to understand how the company offers personalized insurance solutions tailored specifically for Jimmy John’s delivery drivers.
- Safety Feature Discounts: Discounts for adding safety features reward Jimmy John’s drivers for enhancing vehicle safety.
- Strong Local Agent Network: Farmers provides personalized service through a robust agent network, ensuring support for Jimmy John’s drivers.
Cons
- Higher Costs for Comprehensive Coverage: Premiums may increase for extensive policies, which can be burdensome for Jimmy John’s drivers.
- Complex Policy Choices: The variety of options can complicate the selection process for busy Jimmy John’s drivers.
#7 – Liberty Mutual: Best for Multi-Policy Discounts
Pros
- Roadside Assistance: Liberty Mutual offers towing and roadside assistance, crucial for Jimmy John’s drivers who may face vehicle issues.
- Flexible Payment Plans: Customized payment options help Jimmy John’s delivery drivers manage their insurance costs effectively.
- Accident Forgiveness: Explore our Liberty Mutual auto insurance review to see how this feature stabilizes premiums after an initial accident, helping Jimmy John’s drivers with budget planning
Cons
- Coverage Gaps: Some delivery scenarios may not be fully covered, leaving Jimmy John’s drivers at risk in specific situations.
- Higher Premiums for Enhanced Coverage: Comprehensive options can lead to increased costs, impacting affordability for Jimmy John’s drivers.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
#8 – Amica: Best for Financial Strength
Pros
- High Customer Satisfaction: Amica is known for reliable support for Jimmy John’s delivery drivers when they need it most.
- Good Driver Discounts: Based on our Amica auto insurance review, clean driving records help Jimmy John’s drivers save, encouraging safe driving practices.
- Flexible Coverage Plans: Options tailored to delivery drivers’ needs ensure adequate protection for Jimmy John’s drivers.
Cons
- Higher Premiums for High-Risk Drivers: Costs may increase for drivers with a high-risk profile, affecting affordability for Jimmy John’s drivers.
- Extra Coverage Costs: Additional coverage options can raise overall premiums, impacting the budget of Jimmy John’s drivers.
#9 – Allstate: Best for Safe-Driving Discounts
Pros
- Comprehensive Benefits: Allstate’s policies include accident forgiveness and rental car coverage, ideal for Jimmy John’s delivery drivers.
- Bundling Savings: Bundling discounts provide Jimmy John’s drivers with opportunities to lower their insurance costs.
- Strong Local Agent Network: In our Allstate auto insurance review, we highlight how accessible agents offer personalized solutions tailored to the needs of Jimmy John’s drivers.
Cons
- Higher Premiums for Mileage: Rates may increase for drivers with extensive delivery mileage, impacting costs for Jimmy John’s drivers.
- Limited Customization: Some delivery-specific needs may not be fully addressed in Allstate’s coverage options.
#10 – State Farm: Best for Teen Discounts
Pros
- Diverse Coverage Options: State Farm provides liability, collision, and comprehensive plans designed for Jimmy John’s delivery drivers.
- Discounts for Safe Driving: State Farm rewards safe driving practices, benefiting Jimmy John’s drivers who prioritize safety.
- Reliable Claims Processing: Our State Farm auto insurance review emphasizes how efficient service ensures prompt assistance for Jimmy John’s drivers when filing claims.
Cons
- Potentially Higher Premiums: Costs may increase for drivers in high-risk delivery scenarios, which can strain budgets for Jimmy John’s drivers.
- Limited Flexibility: Standard policies may not fully cover the unique delivery needs of Jimmy John’s drivers.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Optimal Insurance Options for Jimmy John’s Delivery Drivers
Evaluating the best auto insurance for Jimmy John’s delivery drivers involves focusing on coverage that meets the specific needs of delivery driving, such as extended time on the road and the requirement for prompt, reliable support if an accident occurs.
Jimmy John’s Delivery Driver Monthly Insurance Cost by Provider
Insurance Company Minimum Coverage Full Coverage
$183 $306
$173 $291
$164 $278
$194 $324
$168 $281
$203 $331
$175 $296
$172 $287
$161 $272
$181 $300
Progressive offers customizable policies, letting drivers choose coverage levels based on their needs. Geico provides affordable pricing and easy-to-use digital tools, allowing drivers to manage their policies efficiently through their app.
Travelers offers a solid option for those seeking a balance of comprehensive coverage and additional benefits like accident forgiveness. Allstate provides valued policies with comprehensive protection and accident forgiveness, while American Family stands out for its customizable plans and discounts.
Selecting the right auto insurance for Jimmy John’s delivery drivers involves considering coverage options, affordability, and support. Focusing on these factors ensures drivers have the protection and confidence needed while working. For additional details, explore our comprehensive resource titled “Is full coverage really full?“
Save on the Best Auto Insurance for Jimmy John’s Drivers
The best auto insurance for Jimmy John’s delivery drivers can be found by leveraging valuable discounts to reduce premiums and improve coverage. Identifying the top discounts from leading providers ensures that drivers secure the most cost-effective insurance tailored to their needs.
Auto Insurance Discounts From the Top Providers for Jimmy John's Delivery Drivers
| Insurance Company | Available Discounts |
|---|---|
| Safe Driver Discount, Anti-Theft Discount, Good Student Discount, Multi-Policy Discount |
| Defensive Driving Discount, Multi-Car Discount, Safe Driver Discount, New Car Discount |
| Anti-Theft Discount, Multi-Policy Discount, Safe Driver Discount, Defensive Driving Discount |
| Good Student Discount, Safe Driver Discount, Defensive Driving Discount, Multi-Car Discount |
| Multi-Car Discount, Defensive Driving Discount, Safe Driver Discount, Anti-Theft Discount |
| New Car Discount, Multi-Policy Discount, Defensive Driving Discount, Safe Driver Discount |
| Safe Driver Discount, Good Student Discount, Defensive Driving Discount, Multi-Car Discount |
| Multi-Policy Discount, Anti-Theft Discount, Defensive Driving Discount, Safe Driver Discount |
| Good Student Discount, Safe Driver Discount, Multi-Car Discount, Defensive Driving Discount |
| Defensive Driving Discount, Multi-Car Discount, Safe Driver Discount, Anti-Theft Discount |
Progressive offers a Multi-Policy discount that saves money for those who bundle multiple types of insurance. Geico provides a Multi-Car discount, reducing costs for insuring more than one vehicle.
The ideal auto insurance for Jimmy John’s delivery drivers offers flexible coverage and reliable support, perfectly suited for the demands of high-mileage delivery work.
Ty Stewart Licensed Insurance Agent
Travelers offers a Defensive Driving discount that rewards drivers who complete safety courses. By utilizing these top discounts, comprehensive and cost-effective coverage can be obtained. To delve deeper, refer to our in-depth report titled “Driving Tips for Road Safety.”
Maximizing the best available discounts enables Jimmy John’s delivery drivers to enjoy substantial savings while securing comprehensive coverage. These discounts ensure drivers can secure the best auto insurance, including the cheapest insurance for delivery drivers, tailored to their needs and budget.
Commercial Auto Insurance Costs for Jimmy John’s Delivery Drivers
Exploring the best auto insurance for Jimmy John’s delivery drivers, it’s important to consider the cost differences between commercial and personal auto insurance. Due to the increased risk associated with delivery driving, commercial auto insurance for delivery drivers typically comes with higher rates.
Monthly Commercial Auto Insurance Rates by Vehicle & Coverage Type
| Vehicle Type | Minimum Coverage | Full Coverage |
|---|---|---|
| Cab | $417 | $833 |
| Car | $50 | $200 |
| Cargo/Delivery Van | $275 | $517 |
| Limo | $333 | $500 |
| Semi | $667 | $1,042 |
Delivery drivers who frequently use cargo vans will see higher insurance rates for these vehicles compared to standard cars. Insurance providers classify cargo vans as higher risk due to their constant use and operational nature.
Providers like Progressive and Geico offer tailored coverage for delivery vehicles, addressing specific risks. Progressive provides comprehensive commercial insurance for delivery vans, while Geico offers customizable coverage at competitive rates.
State Farm and Travelers also offer specialized policies to effectively meet the needs of delivery drivers. By exploring these options, they can find the best auto insurance for Jimmy John’s delivery drivers that fits their vehicle type and covers their delivery activities.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Auto Insurance Picks for Jimmy John’s Delivery Drivers
For Jimmy John’s delivery drivers, securing the best auto insurance is essential for comprehensive protection. Given the high mileage and risks of delivery work, choosing a provider with customized coverage, competitive rates, and excellent customer service is crucial.
Among the top providers, Progressive excels with its specialized coverage options designed specifically for high-mileage drivers, which is particularly beneficial for those in the delivery sector.
Geico provides competitive rates and a user-friendly mobile app for easy policy management, while Travelers offers valuable coverage options like accident forgiveness and roadside assistance, enhancing protection for frequent drivers.
Finding the best auto insurance for Jimmy John’s delivery drivers means choosing a provider with tailored coverage, competitive rates, and strong customer support. Evaluating options based on delivery work needs ensures effective and reliable coverage, helping you find the best auto insurance for delivery drivers.
Enter your ZIP code into our free quote tool below to find the best auto insurance providers for your needs and budget.
Frequently Asked Questions
How much is delivery driver insurance?
For delivery drivers, the cost of the best auto insurance for Jimmy John’s delivery drivers typically starts around $110 per month. The exact cost can vary based on factors such as the driver’s location, vehicle type, and driving history. To expand your knowledge, refer to our comprehensive handbook titled “Types of Auto Insurance Coverage.”
What insurance companies cover delivery drivers?
Insurance companies that offer the best auto insurance for Jimmy John’s delivery drivers include Progressive, Geico, and Travelers. These providers offer policies tailored to the unique needs and risks associated with delivery driving.
Get the best auto insurance rates possible by entering your ZIP code below into our free comparison tool today.
Does car insurance cover delivery drivers at Jimmy John’s?
Standard personal auto insurance policies may not cover delivery activities. To ensure adequate protection, Jimmy John’s delivery drivers generally need specialized insurance, which is considered the best auto insurance for Jimmy John’s delivery drivers to cover them while delivering.
What kind of insurance do you need to deliver for Jimmy John’s?
To deliver for Jimmy John’s, drivers need specialized coverage such as commercial auto insurance or a delivery driver endorsement. This is considered the best auto insurance for Jimmy John’s delivery drivers as it addresses the specific risks associated with delivery driving.
What is delivery coverage for Jimmy John’s delivery drivers?
The best auto insurance for Jimmy John’s delivery drivers includes food delivery coverage, offering comprehensive protection against accidents and damages during deliveries. For a thorough understanding, refer to our detailed analysis titled “Auto Insurance Coverage: What events are and are not covered by your policy?“
What is cargo auto insurance coverage for Jimmy John’s?
Cargo auto insurance for Jimmy John’s delivery drivers covers the delivery vehicle and its cargo. This type of insurance is part of the best auto insurance for Jimmy John’s delivery drivers, providing protection against damage or loss of the delivered items as well as coverage for vehicle-related risks.
What is the delivery policy for Jimmy John’s auto insurance?
Jimmy John’s requires its delivery drivers to have the best auto insurance for Jimmy John’s delivery drivers, which covers them while they are on the job. This typically involves a commercial auto insurance policy or a delivery driver endorsement to handle the specific risks associated with delivery activities.
Do I need special insurance to be a delivery driver?
Yes, to be a delivery driver, you need special insurance. The best auto insurance for Jimmy John’s delivery drivers includes commercial auto insurance or a delivery driver endorsement, as standard personal auto insurance may not cover delivery activities.
How old do you have to be to work at Jimmy John’s?
The minimum age to work as a delivery driver at Jimmy John’s is typically 18 years old. This requirement can vary based on local regulations and company policies. For a comprehensive overview, explore our detailed resource titled “How old do you have to be to drive?“
How much does Jimmy John’s pay for auto insurance for delivery drivers?
Jimmy John’s generally does not pay for car insurance for delivery drivers. Drivers are typically responsible for securing and paying for their own insurance, although some locations might offer reimbursement or assistance as part of their employment package.
Find the best auto insurance rates no matter how much coverage you need by entering your ZIP code below into our comparison tool today.
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
Secured with SHA-256 Encryption