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Best Reno, NV Auto Insurance in 2025 (See the Top 10 Companies Here)

State Farm, Geico, and Progressive are the best Reno, NV auto insurance, with monthly starting rates of $00. Notable for its 17% bundling discount and accident forgiveness feature, State Farm tops the list, followed by Geico and Progressive, which offers cheap rates, and the snapshot program, ideal for drivers in Reno, NV.

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Daniel S. Young

Insurance Content Managing Editor

Daniel S. Young began his professional career as chief editor of The Chanticleer, a Jacksonville State University newspaper. He also contributed to The Anniston Star, a local newspaper in Alabama. Daniel holds a BA in Communication and is pursuing an MA in Journalism & Media Studies at the University of Alabama. With a strong desire to help others protect their investments, Daniel has writt...

Insurance Content Managing Editor

Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...

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UPDATED: Mar 19, 2025

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Top Pick in Reno NV: State Farm
4.3

Company Facts

Full Coverage in Reno NV

$128/mo

A.M. Best Rating

A++

Complaint Level

Low

Pros & Cons

  • Competitive rates for good drivers
  • Large network of agents
  • Strong customer service
  • Many discounts
  • Good bundling options
  • Higher rates for high-risk drivers
  • Fewer online tools
  • Limited specialty coverage
Best Rates in Reno NV: Geico
4.1

Company Facts

Full Coverage in Reno NV

$145/mo

A.M. Best Rating

A++

Complaint Level

Low

Pros & Cons

  • Low rates for most drivers
  • Many discounts available
  • Easy online & mobile tools
  • Strong customer service
  • Nationwide availability
  • Limited local agents
  • Higher rates for high-risk drivers
  • Fewer coverage options
Best Programs in Reno NV: Progressive
4.4

Company Facts

Full Coverage in Reno NV

$140/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

  • Affordable for high-risk drivers
  • Many discounts available
  • Easy online & mobile tools
  • Name Your Price tool
  • Snapshot rewards safe driving
  • Higher rates for good drivers
  • Mixed customer service reviews
  • Snapshot may increase rates

The best Reno, NV auto insurance providers include State Farm, Geico, and Progressive, with monthly beginning rates of $00 for features like accident forgiveness, snapshot program, and rideshare coverage.

Best Reno, NV Auto Insurance: State Farm, Geico, and Progressive

These companies are renowned not only for offering affordable coverage but also for saving programs like roadside assistance, personalized premiums, and family discounts suitable for Reno, NV drivers.

Our Top 10 Company Picks: Best Reno, NV Auto Insurance

CompanyRankBundling DiscountA.M. BestBest ForJump to Pros/Cons
State Farm: Best Reno, NV Auto Insurance#117%BAccident ForgivenessState Farm
Geico: Best Reno, NV Auto Insurance#225%A++Affordable RatesGeico
Progressive: Best Reno, NV Auto Insurance#310%A+Snapshot ProgramProgressive
Farmers: Best Reno, NV Auto Insurance#420%ARideshare CoverageFarmers
Liberty Mutual: Best Reno, NV Auto Insurance#525%ANew-Car ReplacementLiberty Mutual
Nationwide: Best Reno, NV Auto Insurance#620%A+Roadside AssistanceNationwide
Root: Best Reno, NV Auto Insurance#710%NRPersonalized PremiumsRoot
American Family: Best Reno, NV Auto Insurance#825%AFamily DiscountsAmerican Family
Travelers: Best Reno, NV Auto Insurance#913%A++Claims HandlingTravelers
Allstate: Best Reno, NV Auto Insurance#1025%A+Local AgentAllstate

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Read more through our car insurance guide to understand what these companies are known for, how to save on your car insurance, and the types of auto insurance coverages. Begin now by entering your ZIP code.

Can't-Miss Facts

  • The best Reno, NV auto insurance are State Farm, Geico, and Progressive
  • State Farm offers the best and most affordable rates at about $00 monthly
  • Get competitive rates from Geico and Progressive’s Snapshot program

#1 – State Farm: Top Overall Pick

State Farm: Best Reno, NV Auto Insurance

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#2 – Geico: Best for Affordable Rates

Geico: Best Reno, NV Auto Insurance

#3 – Progressive: Best for Snapshot Program

Progressive: Best Reno, NV Auto Insurance

#4 – Farmers: Best for Rideshare Coverage

Farmers: Best Reno, NV Auto Insurance

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#5 – Liberty Mutual: Best for New-Car Replacement

Liberty Mutual: Best Reno, NV Auto Insurance

#6 – Nationwide: Best for Roadside Assistance

Nationwide: Best Reno, NV Auto Insurance

#7 – Root: Best for Personalized Premiums

Root: Best Reno, NV Auto Insurance

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#8 – American Family: Best for Family Discounts

American Family: Best Reno, NV Auto Insurance

#9 – Travelers: Best for Claims Handling

Travelers: Best Reno, NV Auto Insurance

#10 – Allstate: Best for Local Agent

Allstate: Best Reno, NV Auto Insurance

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